What do members need to do?

To ensure members pay $0 copay for at-home OTC COVID-19 tests, you simply need to:

• Take your UMR/CVS Caremark ID card to a retail pharmacy in the network. Claims will be processed by Caremark.
• Bring an at-home COVID-19 test to the pharmacy counter, not the regular checkout lane.
• Check out at the pharmacy counter and show the UMR/CVS Caremark ID card. The at-home COVID-19 tests should automatically ring up at no cost to the member.

What are the benefits to members?

• Seamless experience at the point of sale: Claims for at-home OTC COVID-19 tests will automatically process at $0 copay when members order through the   website or check out at in-network pharmacy counters.
• Predictable $0 copay: Members are eligible for up to 8 at-home COVID-19 tests at the pharmacy counter every 30 days for a $0 copay.

What if the pharmacy rejects the claim at the point of sale or a member checks out at a front-end register?

• Caremark anticipate seamless integration at in-network retail pharmacies. However, they can process manual claims for at-home COVID-19 tests using UPC codes from any retail or online provider. Members may log into their  portal to submit manual claims for reimbursement for at-home tests.
• Claims will be capped at $12 per test.
• Please note that pharmacy purchase limits on at-home COVID-19 test kits may apply.

To find a retail pharmacy in your network:

• Log onto  and click “Pharmacy Locator” in upper right corner.  There is also a mobile app available.

Federal Government Free Resource

• With the help of the United States Postal Service (USPS), households can request a total of four (4) tests to be delivered for free. To learn more and order at-home test kits, visit